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aiMFinvest

AI-powered mutual fund investment advisor for Indian retail investors.

Most Indians approaching retirement have no clear picture of how much they need, whether their SIPs are enough, or what happens if markets underperform. Financial advisors are expensive and often inaccessible. Generic calculators give numbers without context.

aiMFinvest lets you describe your financial situation in plain language — your age, income, goals, family — and get personalised scenario-based projections, SIP recommendations, and portfolio analysis powered by AI. No sign-up required to start exploring.

What it does

💬
Plain language input
Describe your situation conversationally. The AI extracts the numbers.
📊
3-scenario projections
Bear, Base, and Bull scenarios show the range of outcomes.
🎯
SIP gap analysis
Know exactly how much more you need to invest to hit your target corpus.
📁
Scenario manager
Save and compare multiple plans — retirement, kids' education, FIRE.
🏦
Portfolio rebalancer
Model portfolios from Conservative to Very Aggressive with blended CAGR.
🔥
FIRE calculator
Find the age at which your corpus sustains your lifestyle indefinitely.

Technology

Limitations & disclaimer

aiMFinvest is a financial planning tool, not a SEBI-registered investment advisor. Projections are illustrative and based on the return assumptions you provide. Actual mutual fund returns vary and past performance is not a guarantee of future results. This tool does not constitute investment advice. Please consult a qualified financial advisor before making investment decisions.

Calculations use standard financial mathematics (compound growth, SIP future value, SWP modelling). The AI generates explanations and coaching — it does not have access to live market data or your actual portfolio holdings.

Free & Freemium

aiMFinvest is free to use. Guest users can explore with a small daily credit limit. Signed-in users get a higher daily quota. A premium tier is planned for users who need higher limits or advanced features. The app may display ads via Google AdSense to support free access.

Data & privacy

We store your simulation inputs and results so you can come back to them. We count AI and simulation requests per user per day to manage our cloud costs and prevent abuse. We do not sell your data. Read the full details in our Privacy Policy.

Contact

Questions, feedback, or data deletion requests: [contact@sipgoals.com — placeholder, update before launch]

Bug reports and feature requests are welcome at the same address.

Operator

aiMFinvest is built and operated by SIPgoals. The product may be rebranded to sipgoals.com in the future.