Generational Wealth Simulator

📊 Portfolio Rebalancer — Full Entry

Set per-fund SIP, category, status · hit ⇄ Sync to push to simulation · press Esc to close

Total Corpus ₹

₹0Allocated

₹0Unalloc

₹0SIP/mo

0%Wtd CAGR

Group Allocation

Corpus Projections

Fund Details

Fund Name	Category	Status	Weight %	Amount ₹	SIP/mo ₹	Years	CAGR %	Notes
TOTAL			100%	₹0	₹0

📊

Tell us your wealth story

Describe your age, income, SIP, and retirement goals in one message.
Our AI will build your full wealth simulation instantly.

👤 Age & retirement

💰 Monthly SIP

🎯 Target corpus

📅 SWP plan

👨‍👩‍👧 Life events

Profile

SIP

Lump

SWP

Events

Nominee

Personal

Current Age

Retire Age

Life Expectancy

Start Year

Name (for report)

Returns & Inflation

Bear %

Base %

Bull %

Inflation %

Active Scenario

FIRE & Goals

Monthly Expenses (Today ₹)

FIRE Multiple (default 25x)

Target Corpus (₹ Crore)

Tax

LTCG Rate %

LTCG Exempt (₹L/yr)

Long term capital gains above ₹1.25L/yr taxed at 12.5%

Model Portfolios

Fund Allocation

Total: 100%

SIP Periods

Each period can have different amount, step-up %, start/end age. Step-down = negative step-up.

Lumpsum Investments

Add multiple lumpsums at any age/year (bonus, inheritance, windfall etc.)

SWP Periods

Systematic Withdrawal Plan. Multiple start/stop periods. Inflation-adjusted option per period.

Children

Education Inflation %

General Inflation %

Education inflation applied to school/college events. General inflation to others.

Life Events

Set by exact year OR years-from-now. Recurring events repeat annually for duration. Inflation applied automatically.

Nominees / Inheritance

Total Share: 100%

Each nominee receives their % share of corpus at your life expectancy and grows it independently.

Corpus at Retirement—

FIRE Age—

Monthly SWP Possible—

Dashboard

✦ AI

Charts

Year Table

Withdrawals

FIRE

Nominee

Portfolio

Actions

Click ▶ Calculate to generate your wealth projection.

📈

Your AI Wealth Advisor

aiMFinvest · India MF wealth simulator · ● AI Live

✦ Describe your financial goals

Quick questions

Click ▶ Calculate to generate charts.

Click ▶ Calculate to generate year-by-year table.

Click ▶ Calculate to generate withdrawal plan.

Click ▶ Calculate to generate FIRE analysis.

Click ▶ Calculate to generate nominee projection.

Model Portfolios — click to preview, Apply to load into rebalancer

Select a Model Portfolio above or click ⛶ Edit in Rebalancer to build your own.

Click ▶ Calculate to generate your action plan.